President Javier Milei said that individuals who accumulate debt do so because they want to [1].

This stance reinforces the administration's commitment to a strict laissez-faire economic model, suggesting that the state should not intervene in the private financial decisions of citizens even during periods of economic hardship.

During a televised interview with journalist Eduardo Feinmann that aired in July, the president addressed the reality of citizens who struggle to reach the end of the month [1]. Milei said the government should not implement temporary fixes or subsidies to alleviate these pressures.

"Si la gente se endeuda es porque quiere," Milei said [1].

He said that personal financial choices are the primary driver of household indebtedness rather than government policy. By placing the responsibility on the individual, the president signaled that his administration will not deviate from its current fiscal path to provide immediate relief to the population [1, 2].

Milei said that the government will not seek shortcuts to fix the economy [2]. He said that each person must decide and manage their own finances without expecting state-led interventions to correct personal deficits.

"No vamos a buscar atajos para arreglar la economía; cada quien decide sus finanzas," Milei said [2].

This position aligns with his broader objective of reducing state spending and eliminating what he describes as inefficient government interference in the market. The president maintains that long-term economic stability requires a total avoidance of the short-term measures often used by previous administrations to pacify public unrest over rising costs of living [1, 2].

“"Si la gente se endeuda es porque quiere."”

Milei's comments underscore a rigid adherence to libertarian economics, where the individual bears all risk and responsibility. By framing debt as a personal choice rather than a systemic failure, the administration justifies the absence of a social safety net, signaling to markets that fiscal austerity will take precedence over public welfare measures.